Payout Made Simple
Make salary payments with just a few clicks. No complex processes or manual work.
InstantPay
Pay Salaries Instantly.
Skip Bank Files & Queues.
JustLogin's InstantPay is an electronic funds transfer service that lets you transfer Singapore Dollar salaries from one bank to another in seconds — no bank file generation, no cut-off times.
Real-time payouts via the FAST network
No bank files, no cut-off times, no waiting
MAS-regulated, powered by Liquid Group
Powered by
— a Singapore-based fintech specialising in digital payment solutions
— a Singapore-based fintech specialising in digital payment solutions
Why InstantPay
Make Payment by Instant Bank Transfer
The first of its kind across Asia Pacific. Cut payroll payment lead time from two or three days down to real-time.
Real-Time Payment
Salaries credited in seconds via FAST. Not one to three business days.
No Bank File Generation
Stop generating, formatting, and uploading bank files every payroll cycle.
Safe and Secure
Transact faster, securely, and conveniently via the FAST payment network.
How It Works
An Agile Approach to Payroll Payments
Three steps. Payments arrive in virtual real time, conveniently and securely.
Run Payroll
Complete your payroll cycle in JustLogin as usual. All calculations are ready to go.
Click "Pay Now"
Hit the InstantPay button, select employees, and approve via Singpass.
Salary Credited
Employees receive their pay almost immediately through the FAST network.
Compare
Traditional Payroll vs InstantPay
See exactly what changes when you move from bank file uploads to real-time FAST transfers.
| Feature | Traditional | InstantPay |
|---|---|---|
| Transfer Speed | ✕ 1 to 3 business days | ✓ Seconds |
| Bank File Generation | ✕ Required every cycle | ✓ Not needed |
| Cut-Off Times | ✕ Must meet deadlines | ✓ Pay anytime 24/7 |
| Weekends & Holidays | ✕ Delayed to next business day | ✓ Instant, any day |
| Payment Tracking | ✕ Check bank statements | ✓ Real-time dashboard |
Customer Story
Real Teams, Real Time Saved
The days leading up to payday used to be a mad rush to meet bank deadlines. Since switching to InstantPay, we have been able to accommodate and make urgent changes to our payroll payments immediately. This gives us greater flexibility and makes payroll a less stressful affair.
Founder and Chief Executive Officer, Match Resources
FAQ
Common Questions About InstantPay
Everything you need to know about real-time salary payments via FAST.
Get a DemoWhat is InstantPay?
InstantPay is a JustLogin feature that lets companies pay employees instantly through the FAST transfer network in Singapore. It is powered by Liquid Group, a fintech company regulated by the Monetary Authority of Singapore.
How much does InstantPay cost?
Pricing depends on your JustLogin plan. Essential Plan: $1 per user per month. Growth Plan: $0.50 per user per month. Enterprise Plan: free.
Which banks are supported?
Your company needs a Direct Debit Authorization (DDA) via GIRO with a supported bank. Five banks support eGIRO for faster onboarding: Bank of China, DBS, Maybank, OCBC, and UOB. Employees can receive pay at any bank in the FAST network.
What documents are needed to activate?
You will need your company profile from ACRA, identification documents of shareholders and beneficiaries, a bank statement, and a signed processing addendum by an authorised director. These are submitted to Liquid Group via JustLogin as required by MAS.
Is there a payment limit?
There is no limit on the number or amount of salaries you can pay. Due to FAST network rules, each batch must be S$200,000 or less. For larger totals, break them into multiple batches.
Can I switch back to normal bank file uploads?
Yes. InstantPay works alongside any other payment methods in JustLogin. You can switch between methods as needed per payroll cycle.
See InstantPay in Action
Book a personalised demo and watch real-time salary payments via FAST in action — salaries paid out in seconds, with zero bank files.
Book a Demo Real-time via FAST
Zero bank files
MAS-regulated
25 years in HRMS