Financial Stress Is Rising
With rising costs of living, bills don't wait for payday. Employees turn to high-interest credit cards or payday lenders to bridge the gap.
63% of workers in SG and MY are financially stressed
Give Your Team Financial Freedom
GetPaid by JustLogin lets employees access their earned wages before payday. Not a loan. No interest. No credit checks. Just early access to money they have already earned.
Free for employers — zero setup cost
Same-day disbursement to bank account
Fully integrated with JustLogin Payroll
The Problem
Your Employees Are Financially Stressed
Financial stress does not stay at home. It shows up at work through lower productivity, absenteeism, and higher turnover.
Salary Advances Are a Nightmare
Processing cash advance requests through WhatsApp and spreadsheets is messy, inconsistent, and stressful for both HR and employees.
HR spends hours on manual advance requests
Talent Walks Out the Door
Employees who feel financially unsupported leave for competitors offering better financial wellness benefits, costing you rehiring and retraining.
Employees prefer employers offering earned wage access
How It Works
Earned Wage Access in 3 Simple Steps
Employees request, receive, and the system auto-reconciles. Zero work for HR.
Request
Employee Opens the JustLogin App
Employees see their available earned wages in real time and choose how much to withdraw, anytime, anywhere.
Real-Time Balance — see earned wages updated daily
One-Tap Withdrawal — request any amount up to what's earned
Confidential — colleagues and managers don't see withdrawal activity
Receive
Money Hits Their Bank, Same Day
The requested amount is disbursed directly to the employee's bank account on the same day, minus a flat transaction fee.
Same-Day Payout — funds arrive within hours
Flat Fee — predictable per-transaction cost (employer, employee, or shared)
Safeguards — employees can't overdraw beyond what they've earned
Deposit SuccessfulJust now · Same-day transfer
Amount Received
SGD 500.00
Transfer modeFAST Same-day
StatusComplete
Transferred to OCBC •••• 4521
Reconcile
Auto-Deducted from Next Payroll
Everything reconciles automatically in JustLogin Payroll. CPF, tax, and all statutory calculations are handled. Zero admin work for HR.
Auto Payroll Sync — withdrawals deducted from next pay cycle
CPF and Tax Compliant — statutory calculations handled automatically
Zero Admin — no paperwork, no risk of overpaying
March 2026 Payslip
Auto-reconciled by JustLogin
Synced
Gross SalarySGD 3,500.00
CPF (Employee)-SGD 700.00
GetPaid Withdrawal-SGD 500.00
Net PaySGD 2,300.00
Key Features
Why Companies Choose GetPaid
Built for both employers and employees. Financial wellness that's seamless, secure, and fully automated.
Free for Employers
Zero setup cost, no monthly fees. GetPaid charges on a pay-per-use model. Employees pay a flat transaction fee only when they use it.
Secure and Confidential
No confidential payroll data shared. JustLogin pulls data directly and securely. Withdrawal activity is private to each employee.
Seamless Payroll Integration
Fully integrated with JustLogin Payroll. Withdrawals auto-deduct from the next pay cycle. CPF, tax, and statutory calculations handled.
Overdraw Protection
Built-in safeguards prevent employees from withdrawing more than they've earned. Set cut-off dates and caps for seamless administration.
Mobile-First Experience
Employees request withdrawals from the JustLogin mobile app, anytime, anywhere. Simple, intuitive, and instant.
Flexible Fee Options
Transaction fees can be borne by the employee or employer, with flexible options. Flat fee or percentage, capped by amount per month.
See It in Action
Hear Why Teams Choose GetPaid
Watch how GetPaid is transforming financial wellness for employees across Singapore and Malaysia.
Earned wage access is not just a benefit. It is a competitive advantage in attracting and retaining talent.
FAQ
Common Questions About GetPaid
Everything employers and employees need to know about earned wage access.
Get StartedIs there any cost for the employer?
No. GetPaid is entirely free for employers with zero setup cost and no monthly fees. There's only a flat fee per transaction, paid when employees choose to withdraw. The fee structure is flexible: employers can absorb it as a benefit, employees can cover it, or the cost can be shared.
Is this a loan?
No. Earned wage access is not a loan. There are no interest charges, no credit checks, and no debt. Employees are simply accessing wages they've already earned but not yet received.
Does this affect payroll or create extra work for HR?
Not at all. GetPaid integrates seamlessly with JustLogin Payroll and handles everything automatically, including CPF and tax calculations. No paperwork, no risk of overpaying, zero admin work.
Can employees overdraw beyond what they've earned?
No. Built-in safeguards prevent employees from withdrawing more than they've earned. The system calculates net earned wages in real time, ensuring responsible usage.
Which countries is GetPaid available in?
GetPaid is currently available in Singapore and Malaysia. Contact us for current pricing details and availability in other markets.
Do I need to share confidential payroll data?
No. JustLogin securely pulls data directly from the payroll system. No confidential payroll information needs to be shared externally, maintaining privacy and security.
Bring Earned Wage Access to Your Team
Book a demo to see how GetPaid gives employees access to wages they’ve already earned — free for employers, and fully integrated with JustLogin Payroll.
Book a Demo Zero cost to employers
Not a loan
PDPA compliant
ISO 27001 certified