What if payday wasn’t just a date on the calendar? 

That was the idea behind our latest webinar, where JustLogin partnered with GetPaid to explore a new way of supporting employees’ financial well-being without touching payroll cycles. The solution? Earned Wage Access (EWA). 

EWA lets employees tap into the wages they’ve already earned whenever they need it. 

Here’s the full recap in case you missed it. 

What Is Earned Wage Access? 

To start, Mitchell, CEO of GetPaid explained the core idea behind Earned Wage Access. 

Employees should be able to access what they’ve already earned before payday. This isn’t a salary advance. It’s not a loan. It’s on-demand access to earned income, with no interest charges. Employees only pay a small convenience fee when they use it. 

Here’s how it works inside JustLogin: 

1. Employees log into the JustLogin app. 

2. They see their available earned wages. 

3. They choose how much to withdraw. 

4. The money is sent to their bank account on the same day. 

5. The amount is automatically deducted in the next payroll cycle. 

Everything is integrated into JustLogin’s payroll system.  

Why This Matters Now 

This concept is catching on fast, especially in regions like Singapore and Malaysia where financial stress is rising. Mitchell shared that 63% of workers in these countries are financially stressed. And stress at home? It shows up at work through lower productivity, missed days, and even moonlighting. 

As Mitchell put it, “Financial wellness is no longer a ‘nice thing to have’. It’s a must.” 

HR Before and After: JustLogin’s Story 

Jeremy Lee, JustLogin’s Director of HR, shared what it was like before GetPaid: 

“We used to process salary advance requests through WhatsApp and spreadsheets. It was messy, inconsistent, and stressful for both HR and employees.” 

With GetPaid, that’s all gone. Here’s what changed: 

• 100% self-service via the JustLogin app 

• No HR approvals needed 

• Funds disbursed within the same day 

• Clear, consistent rules for all staff 

• Complete privacy and dignity for employees 

Jeremy even shared that JustLogin covers the withdrawal fee for its staff. “It’s part of our commitment to their financial well-being,” he said. 

Questions from the Floor 

During the Q&A, a few key points stood out: 

• Is there a setup fee? No. GetPaid charges on a pay-per-use model. 

• Who pays the fee? Most companies let employees cover it. For JustLogin, we internally chose to absorb it. 

• How much is the fee? Companies can choose a flat fee of $4.50 or 4.5% of the withdrawal amount for companies in Singapore with a different fee for Malaysia. Contact us to find out more as well as inquire on the ongoing promotional pricing for the next 3 months ending August. 

• Does this affect payroll teams? Not at all. The system is fully integrated and handles reconciliation automatically. 

Final Takeaway 

Earned Wage Access is not about giving out free money. It’s about giving employees control over what they’ve already earned—and doing it in a way that’s clean, fast, and fully automated. 

Whether you’re looking to reduce turnover, support employee well-being, or eliminate salary advance paperwork, this is a smart move. 

If you’re a JustLogin payroll customer and want to enable GetPaid, reach out to your CS manager or drop us an email at [email protected]. 

Learn more about GetPaid: Get Paid – Empowering Financial Flexibility

Watch the full webinar here: https://youtu.be/yTbLzU3ASrI